{"id":18932,"date":"2021-08-17T11:25:23","date_gmt":"2021-08-17T04:25:23","guid":{"rendered":"https:\/\/digi-texx.com\/tai-sao-tiep-nhan-khach-hang-so-va-ekyc-la-chia-khoa-dan-den-thanh-cong-trong-linh-vuc-tai-chinh\/"},"modified":"2025-02-20T17:41:39","modified_gmt":"2025-02-20T10:41:39","slug":"tai-sao-tiep-nhan-khach-hang-so-va-ekyc-la-chia-khoa-dan-den-thanh-cong-trong-linh-vuc-tai-chinh","status":"publish","type":"post","link":"https:\/\/digi-texx.com\/vi\/cong-nghe\/tai-sao-tiep-nhan-khach-hang-so-va-ekyc-la-chia-khoa-dan-den-thanh-cong-trong-linh-vuc-tai-chinh\/","title":{"rendered":"T\u1ea1i sao Ti\u1ebfp Nh\u1eadn Kh\u00e1ch H\u00e0ng S\u1ed1 v\u00e0 eKYC l\u00e0 Ch\u00eca Kh\u00f3a d\u1eabn \u0111\u1ebfn th\u00e0nh c\u00f4ng trong l\u0129nh v\u1ef1c t\u00e0i ch\u00ednh?"},"content":{"rendered":"\n

Theo Economic Times<\/strong><\/a> , \u0111\u1ea1i d\u1ecbch \u0111\u00e3 thay \u0111\u1ed5i ho\u00e0n to\u00e0n m\u1ecdi kh\u00eda c\u1ea1nh trong th\u00f3i quen h\u00e0ng ng\u00e0y c\u1ee7a m\u1ecdi ng\u01b0\u1eddi th\u00f4ng qua c\u00e1c quy \u0111\u1ecbnh gi\u1ea3n c\u00e1ch x\u00e3 h\u1ed9i. Nh\u1eefng m\u1ed1i quan t\u00e2m v\u00e0 s\u1edf th\u00edch m\u1edbi \u0111\u00e3 thay \u0111\u1ed5i \u0111\u00e1ng k\u1ec3 t\u00e2m l\u00fd v\u00e0 h\u00e0nh vi c\u1ee7a ng\u01b0\u1eddi ti\u00eau d\u00f9ng \u0111\u1ed1i v\u1edbi c\u00e1c d\u1ecbch v\u1ee5 t\u00e0i ch\u00ednh. M\u1ed9t b\u00e1o c\u00e1o c\u1ee7a BCG<\/strong><\/a> ch\u1ec9 ra r\u1eb1ng nhu c\u1ea7u tr\u1ea3i nghi\u1ec7m k\u1ef9 thu\u1eadt s\u1ed1 c\u1ee7a ng\u01b0\u1eddi ti\u00eau d\u00f9ng ng\u00e0y c\u00e0ng t\u0103ng cao, v\u1edbi vi\u1ec7c s\u1eed d\u1ee5ng ng\u00e2n h\u00e0ng tr\u1ef1c tuy\u1ebfn t\u0103ng 23% v\u00e0 s\u1eed d\u1ee5ng ng\u00e2n h\u00e0ng di \u0111\u1ed9ng t\u0103ng 30%.<\/em><\/p>\n\n

Nh\u01b0 Deloitte<\/strong><\/a> \u0111\u00e3 tuy\u00ean b\u1ed1, ng\u00e2n h\u00e0ng trong t\u01b0\u01a1ng lai c\u1ea7n m\u1ea1nh d\u1ea1n chuy\u1ec3n \u0111\u1ed5i b\u1eb1ng c\u00e1ch n\u1eafm b\u1eaft c\u00f4ng ngh\u1ec7 m\u1edbi n\u1ed5i, n\u1eafm b\u1eaft c\u00e1c m\u00f4 h\u00ecnh ng\u00e2n h\u00e0ng m\u1edf v\u00e0 \u00e1p d\u1ee5ng ph\u01b0\u01a1ng ph\u00e1p l\u1ea5y kh\u00e1ch h\u00e0ng l\u00e0m trung t\u00e2m trong m\u1ecdi chi\u1ebfn l\u01b0\u1ee3c k\u1ef9 thu\u1eadt s\u1ed1. Gi\u1eefa l\u00e0n s\u00f3ng c\u00f4ng ngh\u1ec7 t\u00e0i ch\u00ednh (FinTech) ph\u00e1t tri\u1ec3n m\u1ea1nh m\u1ebd, s\u1ef1 c\u1ea1nh tranh trong vi\u1ec7c thu h\u00fat kh\u00e1ch h\u00e0ng m\u1edbi ch\u01b0a bao gi\u1edd cao h\u01a1n th\u1ebf. Gi\u1ea3i ph\u00e1p \u0111i\u1ec7n t\u1eed m\u1edbi mang t\u00ean Know Your Customer (eKYC) \u0111\u01b0\u1ee3c ph\u00e1t tri\u1ec3n gi\u00fap m\u1edf t\u00e0i kho\u1ea3n cung c\u1ea5p cho kh\u00e1ch h\u00e0ng quy tr\u00ecnh gi\u1edbi thi\u1ec7u li\u1ec1n m\u1ea1ch v\u00e0 gi\u1ea3m c\u00e1c th\u1ee7 t\u1ee5c tr\u00ean gi\u1ea5y t\u1edd. \u0110\u1ec3 ti\u1ebfp t\u1ee5c d\u1eabn \u0111\u1ea7u ngh\u00e0nh, \u0111\u00e2y l\u00e0 b\u01b0\u1edbc \u0111\u1ea7u ti\u00ean trong vi\u1ec7c ph\u00e1t tri\u1ec3n ng\u00e2n h\u00e0ng s\u1ed1 trong m\u1ed9t th\u1ecb tr\u01b0\u1eddng thay \u0111\u1ed5i kh\u00f4ng ng\u1eebng. <\/p>\n\n

H\u00e3y b\u1eaft \u0111\u1ea7u v\u1edbi \u0111\u1ecbnh ngh\u0129a v\u1ec1 eKYC d\u00e0nh cho Ng\u00e2n h\u00e0ng v\u00e0 c\u00e1ch n\u00f3 th\u00fac \u0111\u1ea9y qu\u00e1 tr\u00ecnh gi\u1edbi thi\u1ec7u kh\u00e1ch h\u00e0ng v\u00e0o n\u0103m 2021. <\/p>\n\n

\"\"<\/figure>\n\n

<\/span>eKYC L\u00e0 G\u00ec?<\/span><\/h2>\n\n

eKYC<\/a><\/strong> l\u00e0 m\u1ed9t c\u1ea3i ti\u1ebfn c\u1ee7a quy tr\u00ecnh Nh\u1eadn bi\u1ebft kh\u00e1ch h\u00e0ng (KYC) hi\u1ec7n t\u1ea1i, v\u1ec1 c\u01a1 b\u1ea3n d\u1ef1a tr\u00ean c\u00e1c b\u1ea3n sao c\u1ee7a gi\u1ea5y t\u1edd g\u1ed1c \u0111\u1ec3 x\u00e1c \u0111\u1ecbnh v\u00e0 x\u00e1c minh danh t\u00ednh c\u1ee7a kh\u00e1ch h\u00e0ng. eKYC l\u00e0 ph\u01b0\u01a1ng ph\u00e1p x\u00e1c minh t\u1eeb xa, kh\u00f4ng c\u1ea7n gi\u1ea5y t\u1edd, gi\u00fap ti\u1ebft ki\u1ec7m chi ph\u00ed, \u0111\u00e1nh gi\u00e1 r\u1ee7i ro, v\u00e0 ph\u00e1t hi\u1ec7n gian l\u1eadn trong c\u00e1c giao d\u1ecbch tr\u1ef1c tuy\u1ebfn, bao g\u1ed3m m\u1edf t\u00e0i kho\u1ea3n, cho vay v\u00e0 \u0111\u0103ng k\u00fd thanh to\u00e1n.Theo lu\u1eadt Ph\u00f2ng ch\u1ed1ng R\u1eeda ti\u1ec1n n\u0103m 2002 v\u00e0 Quy t\u1eafc Ph\u00f2ng ch\u1ed1ng R\u1eeda ti\u1ec1n (L\u01b0u gi\u1eef H\u1ed3 s\u01a1) n\u0103m 2005, c\u00e1c ng\u00e2n h\u00e0ng ph\u1ea3i thu th\u1eadp th\u00f4ng tin c\u00e1 nh\u00e2n tr\u01b0\u1edbc khi th\u1ef1c hi\u1ec7n b\u1ea5t k\u1ef3 giao d\u1ecbch t\u00e0i ch\u00ednh n\u00e0o. \u0110\u1ec3 ng\u0103n ch\u1eb7n r\u1eeda ti\u1ec1n, t\u00e0i tr\u1ee3 kh\u1ee7ng b\u1ed1 v\u00e0 qu\u1ea3n l\u00fd t\u00e0i ch\u00ednh k\u00e9m, eKYC bao g\u1ed3m vi\u1ec7c g\u1eedi b\u1eb1ng ch\u1ee9ng nh\u1eadn d\u1ea1ng \u0111i\u1ec7n t\u1eed, b\u1eb1ng ch\u1ee9ng \u0111\u1ecba ch\u1ec9, v\u00e0 th\u00f4ng tin sinh tr\u1eafc h\u1ecdc kh\u00e1c. V\u1edbi eKYC, vi\u1ec7c m\u1edf t\u00e0i kho\u1ea3n ng\u00e2n h\u00e0ng tr\u1edf n\u00ean d\u1ec5 d\u00e0ng h\u01a1n nhi\u1ec1u v\u00ec kh\u00e1ch h\u00e0ng kh\u00f4ng c\u1ea7n ph\u1ea3i \u0111\u1ebfn chi nh\u00e1nh ho\u1eb7c \u0111\u1ee3i h\u00e0ng tu\u1ea7n \u0111\u1ec3 \u0111\u01b0\u1ee3c x\u00e1c minh danh t\u00ednh.<\/p>\n\n

\"\"<\/figure>\n\n

<\/span>T\u1ea7m Quan Tr\u1ecdng C\u1ee7a eKYC Trong Quy Tr\u00ecnh Ti\u1ebfp Nh\u1eadn Kh\u00e1ch H\u00e0ng S\u1ed1<\/strong><\/span><\/h2>\n\n

Tr\u01b0\u1edbc \u0111\u00e2y, c\u00e1c cu\u1ed9c g\u1eb7p m\u1eb7t tr\u1ef1c ti\u1ebfp l\u00e0 v\u00f4 c\u00f9ng c\u1ea7n thi\u1ebft \u0111\u1ec3 m\u1edf t\u00e0i kho\u1ea3n ng\u00e2n h\u00e0ng (quy tr\u00ecnh gi\u1edbi thi\u1ec7u cho kh\u00e1ch h\u00e0ng). \u0110i\u1ec1u n\u00e0y kh\u00f4ng ch\u1ec9 ti\u00eau t\u1ed1n m\u1ed9t l\u01b0\u1ee3ng th\u1eddi gian \u0111\u00e1ng k\u1ec3 v\u00e0 \u0111\u00f2i h\u1ecfi nhi\u1ec1u nh\u00e2n l\u1ef1c m\u00e0 c\u00f2n l\u00e0m gi\u1ea3m m\u1ee9c \u0111\u1ed9 h\u00e0i l\u00f2ng c\u1ee7a kh\u00e1ch h\u00e0ng. Do \u0111\u00f3, quy tr\u00ecnh gi\u1edbi thi\u1ec7u v\u1edbi \u00edt s\u1ef1 ti\u1ebfp x\u00fac c\u1ee7a con ng\u01b0\u1eddi h\u01a1n tr\u00ean nhi\u1ec1u k\u00eanh k\u1ef9 thu\u1eadt s\u1ed1 b\u1eb1ng eKYC l\u00e0 m\u1ed9t cu\u1ed9c c\u1ea3i ti\u1ebfn \u0111\u00e1ng k\u1ec3. V\u1edbi nh\u1eefng ti\u1ebfn b\u1ed9 c\u1ee7a c\u00f4ng ngh\u1ec7 m\u1edbi (AI, h\u1ec7 th\u1ed1ng k\u1ef9 thu\u1eadt s\u1ed1, \u1ee9ng d\u1ee5ng di \u0111\u1ed9ng, v.v.), c\u00e1c ng\u00e2n h\u00e0ng v\u00e0 c\u00e1c c\u00f4ng ty d\u1ecbch v\u1ee5 t\u00e0i ch\u00ednh kh\u00e1c gi\u1edd \u0111\u00e2y c\u00f3 th\u1ec3 n\u00e2ng cao hi\u1ec7u qu\u1ea3 trong quy tr\u00ecnh kinh doanh, tr\u00e1nh r\u1ee7i ro b\u1ea3o m\u1eadt v\u00e0 cu\u1ed1i c\u00f9ng l\u00e0 d\u1eabn \u0111\u1ea7u trong c\u00e1c cu\u1ed9c c\u1ea1nh tranh kh\u1ed1c li\u1ec7t.Quy tr\u00ecnh eKYC gi\u00fap ng\u00e2n h\u00e0ng x\u00e1c \u0111\u1ecbnh danh t\u00ednh kh\u00e1ch h\u00e0ng \u0111\u1ec3 \u0111\u1ea3m b\u1ea3o r\u1eb1ng h\u1ecd \u0111\u1ee7 \u0111i\u1ec1u ki\u1ec7n s\u1eed d\u1ee5ng d\u1ecbch v\u1ee5\/s\u1ea3n ph\u1ea9m m\u00e0 kh\u00f4ng c\u1ea7n t\u01b0\u01a1ng t\u00e1c tr\u1ef1c ti\u1ebfp. Vi\u1ec7c x\u00e1c \u0111\u1ecbnh v\u00e0 x\u00e1c minh danh t\u00ednh c\u1ee7a kh\u00e1ch h\u00e0ng di\u1ec5n ra ngay l\u1eadp t\u1ee9c, gi\u00fap c\u00e1c ng\u00e2n h\u00e0ng t\u0103ng t\u1ef7 l\u1ec7 chuy\u1ec3n \u0111\u1ed5i v\u00e0 cung c\u1ea5p tr\u1ea3i nghi\u1ec7m li\u1ec1n m\u1ea1ch cho kh\u00e1ch h\u00e0ng c\u1ee7a h\u1ecd. Th\u1eddi gian c\u1ea7n thi\u1ebft \u0111\u1ec3 ho\u00e0n th\u00e0nh vi\u1ec7c l\u00e0m t\u1eeb h\u00e0ng tu\u1ea7n tr\u1edf th\u00e0nh h\u00e0ng gi\u1edd, qua \u0111\u00f3 c\u1ea3i thi\u1ec7n \u0111\u00e1ng k\u1ec3 quy tr\u00ecnh gi\u1edbi thi\u1ec7u \u0111\u1ebfn kh\u00e1ch h\u00e0ng.<\/p>\n\n

\"\"<\/figure>\n\n

<\/span>L\u1ee3i \u00edch c\u1ee7a eKYC trong quy tr\u00ecnh ti\u1ebfp nh\u1eadn kh\u00e1ch h\u00e0ng s\u1ed1 cho ng\u00e2n h\u00e0ng<\/strong><\/span><\/h2>\n\n

<\/span>1. C\u1ea3i thi\u1ec7n quy tr\u00ecnh ti\u1ebfp nh\u1eadn & n\u00e2ng cao tr\u1ea3i nghi\u1ec7m c\u1ee7a kh\u00e1ch h\u00e0ng<\/strong><\/span><\/h3>\n\n

Kh\u00e1ch h\u00e0ng gi\u1edd \u0111\u00e2y c\u00f3 th\u1ec3 tho\u1ea3i m\u00e1i s\u1eed d\u1ee5ng c\u00e1c k\u00eanh tr\u1ef1c tuy\u1ebfn. H\u1ecd ch\u1ee7 y\u1ebfu b\u1ecb \u1ea3nh h\u01b0\u1edfng b\u1edfi kh\u1ea3 n\u0103ng c\u00e1 nh\u00e2n h\u00f3a v\u00e0 t\u00f9y ch\u1ec9nh \u0111\u01b0\u1ee3c cung c\u1ea5p th\u00f4ng qua c\u00e1c d\u1ecbch v\u1ee5 k\u1ef9 thu\u1eadt s\u1ed1. Theo B\u00e1o c\u00e1o Signicat (2020), gi\u1edbi thi\u1ec7u quy tr\u00ecnh l\u00e0 m\u1ed9t trong nh\u1eefng l\u0129nh v\u1ef1c quan tr\u1ecdng nh\u1ea5t m\u00e0 c\u00e1c nh\u00e0 cung c\u1ea5p th\u1ef1c hi\u1ec7n ch\u01b0a th\u00e0nh c\u00f4ng. B\u00e1o c\u00e1o c\u0169ng ch\u1ec9 ra r\u1eb1ng 68% ng\u01b0\u1eddi ti\u00eau d\u00f9ng mong \u0111\u1ee3i 100% quy tr\u00ecnh ti\u1ebfp nh\u1eadn kh\u00e1ch h\u00e0ng \u0111\u01b0\u1ee3c t\u00edch h\u1ee3p k\u1ef9 thu\u1eadt s\u1ed1 do s\u1ef1 \u1ea3nh h\u01b0\u1edfng c\u1ee7a COVID-19. Quy tr\u00ecnh gi\u1edbi thi\u1ec7u k\u1ef9 thu\u1eadt s\u1ed1 v\u1edbi eKYC gi\u00fap kh\u00e1ch h\u00e0ng kh\u00f4ng ph\u1ea3i nh\u1eadp th\u00f4ng tin c\u1ee7a h\u1ecd nhi\u1ec1u l\u1ea7n. B\u1ea5t k\u1ec3 h\u1ecd ch\u1ecdn k\u00eanh n\u00e0o th\u00f4ng qua \u1ee9ng d\u1ee5ng tr\u00ean thi\u1ebft b\u1ecb di \u0111\u1ed9ng ho\u1eb7c trang web, t\u1eeb vi\u1ec7c b\u1eaft \u0111\u1ea7u cung c\u1ea5p th\u00f4ng tin nh\u1eadn d\u1ea1ng c\u00e1 nh\u00e2n (PII) \u0111\u1ebfn vi\u1ec7c ho\u00e0n thi\u1ec7n c\u00e1c \u1ee9ng d\u1ee5ng s\u1ebd di\u1ec5n ra m\u1ed9t c\u00e1ch thu\u1eadn ti\u1ec7n. Kh\u00e1ch h\u00e0ng \u0111\u01b0\u1ee3c cung c\u1ea5p tr\u1ea3i nghi\u1ec7m gi\u1edbi thi\u1ec7u ho\u00e0n to\u00e0n \u0111\u01a1n gi\u1ea3n, nhanh ch\u00f3ng v\u00e0 li\u1ec1n m\u1ea1ch.<\/p>\n\n

<\/span>2. Hi\u1ec7u qu\u1ea3 ho\u1ea1t \u0111\u1ed9ng \u0111\u00e1ng k\u1ec3<\/strong><\/span><\/h3>\n\n

Ngo\u00e0i vi\u1ec7c t\u1ea1o ra tr\u1ea3i nghi\u1ec7m l\u1ea5y kh\u00e1ch h\u00e0ng l\u00e0m trung t\u00e2m, vi\u1ec7c \u00e1p d\u1ee5ng eKYC trong qu\u00e1 tr\u00ecnh ti\u1ebfp nh\u1eadn kh\u00e1ch h\u00e0ng th\u1ef1c hi\u1ec7n ho\u00e0n to\u00e0n b\u1eb1ng k\u1ef9 thu\u1eadt s\u1ed1 c\u00f2n gi\u00fap c\u00e1c ng\u00e2n h\u00e0ng n\u00e2ng cao hi\u1ec7u qu\u1ea3 ho\u1ea1t \u0111\u1ed9ng. N\u00f3 cho ph\u00e9p c\u00e1c ng\u00e2n h\u00e0ng chu\u1ea9n h\u00f3a v\u00e0 t\u1ef1 \u0111\u1ed9ng h\u00f3a c\u00f4ng ngh\u1ec7, quy tr\u00ecnh, d\u1eef li\u1ec7u v\u00e0 m\u00f4 h\u00ecnh t\u1ed5 ch\u1ee9c. H\u01a1n n\u1eefa, c\u00e1c ng\u00e2n h\u00e0ng c\u0169ng c\u00f3 th\u1ec3 gi\u1ea3m b\u1edbt c\u00e1c th\u1ee7 t\u1ee5c r\u01b0\u1eddm r\u00e0 kh\u00f4ng c\u1ea7n thi\u1ebft th\u00f4ng qua vi\u1ec7c h\u1ee3p l\u00fd h\u00f3a h\u1ec7 th\u1ed1ng v\u00e0 \u0111\u1ed3ng b\u1ed9 h\u00f3a quy tr\u00ecnh gi\u1eefa c\u00e1c b\u1ed9 ph\u1eadn.C\u00e1c ng\u00e2n h\u00e0ng c\u00f3 th\u1ec3 tr\u00e1nh l\u1eb7p l\u1ea1i c\u00e1c quy tr\u00ecnh v\u00e0 \u0111\u00e1nh gi\u00e1 t\u00edch h\u1ee3p khi h\u1ecd s\u1eed d\u1ee5ng c\u00f4ng c\u1ee5 e-KYC. Qua \u0111\u00f3, th\u1eddi gian t\u1ea1o ra doanh thu nhanh h\u01a1n \u0111\u00e1ng k\u1ec3, ti\u1ebft ki\u1ec7m chi ph\u00ed h\u01a1n, v\u00e0 kh\u00e1ch h\u00e0ng \u00edt c\u00f3 kh\u1ea3 n\u0103ng t\u1eeb b\u1ecf \u1ee9ng d\u1ee5ng h\u01a1n.<\/p>\n\n

<\/span>3. Gi\u1ea3m s\u1eed d\u1ee5ng gi\u1ea5y v\u00e0 m\u1ea5t t\u00e0i li\u1ec7u<\/strong><\/span><\/h3>\n\n

eKYC l\u00e0 m\u1ed9t gi\u1ea3i ph\u00e1p lo\u1ea1i b\u1ecf nhu c\u1ea7u v\u1ec1 t\u00e0i li\u1ec7u gi\u1ea5y. B\u1eb1ng c\u00e1ch th\u00e2n thi\u1ec7n v\u1edbi m\u00f4i tr\u01b0\u1eddng v\u00e0 s\u1eed d\u1ee5ng h\u1ec7 th\u1ed1ng internet d\u1ef1a tr\u00ean \u0111\u00e1m m\u00e2y, c\u00e1c ng\u00e2n h\u00e0ng c\u00f3 th\u1ec3 gi\u1ea3m l\u01b0\u1ee3ng kh\u00ed th\u1ea3i carbon c\u1ee7a h\u1ecd. Kh\u00f4ng ch\u1ec9 gi\u00fap b\u1ea3o v\u1ec7 m\u00f4i tr\u01b0\u1eddng m\u00e0 c\u00f2n gi\u00fap c\u1eaft gi\u1ea3m chi ph\u00ed tu\u00e2n th\u1ee7 KYC ti\u00eau chu\u1ea9n.B\u00ean c\u1ea1nh \u0111\u00f3, h\u1ec7 th\u1ed1ng eKYC h\u1ed7 tr\u1ee3 b\u1ea3o m\u1eadt d\u1eef li\u1ec7u c\u1ee7a kh\u00e1ch h\u00e0ng v\u00e0 ng\u0103n ch\u1eb7n vi\u1ec7c l\u00e0m m\u1ea5t gi\u1ea5y t\u1edd. N\u00f3 gi\u00fap c\u00e1c ng\u00e2n h\u00e0ng kh\u00f4ng b\u1ecb qu\u00e1 t\u1ea3i v\u1edbi c\u00e1c h\u1ed3 s\u01a1 v\u00e0 th\u1ee7 t\u1ee5c gi\u1ea5y t\u1edd khi l\u01b0u tr\u1eef theo c\u00e1ch truy\u1ec1n th\u1ed1ng.<\/p>\n\n

<\/span>4. Ng\u0103n Ch\u1eb7n R\u1ee7i Ro Gian L\u1eadn <\/strong><\/span><\/h3>\n\n

Quy tr\u00ecnh gi\u1edbi thi\u1ec7u kh\u00e1ch h\u00e0ng l\u00e0 b\u01b0\u1edbc kh\u1edfi \u0111\u1ea7u cho m\u1ed1i quan h\u1ec7 c\u1ee7a kh\u00e1ch h\u00e0ng v\u1edbi ng\u00e2n h\u00e0ng. Quy tr\u00ecnh gi\u1edbi thi\u1ec7u l\u00e0 m\u1ed9t ph\u1ea7n thi\u1ebft y\u1ebfu c\u1ee7a Ch\u01b0\u01a1ng tr\u00ecnh Qu\u1ea3n l\u00fd R\u1ee7i ro Gian l\u1eadn v\u00ec n\u00f3 x\u00e1c minh r\u1eb1ng m\u1ecdi ng\u01b0\u1eddi \u0111\u00fang nh\u01b0 nh\u1eefng g\u00ec h\u1ecd n\u00f3i. X\u00e1c minh eKYC b\u1eb1ng d\u1ea5u sinh tr\u1eafc h\u1ecdc c\u00f3 th\u1ec3 tham chi\u1ebfu ch\u00e9o nhi\u1ec1u \u0111i\u1ec3m d\u1eef li\u1ec7u b\u1eb1ng c\u00e1ch k\u1ebft h\u1ee3p x\u00e1c minh t\u00e0i li\u1ec7u ID v\u1edbi c\u00e1c \u0111\u1eb7c \u0111i\u1ec3m sinh h\u1ecdc \u0111\u1eb7c tr\u01b0ng. B\u00ean c\u1ea1nh \u0111\u00f3, qu\u00e1 tr\u00ecnh x\u00e1c minh ID \u0111\u00e1nh d\u1ea5u nh\u1eefng b\u1ea5t th\u01b0\u1eddng trong danh t\u00ednh c\u1ee7a kh\u00e1ch h\u00e0ng nh\u01b0 th\u00f4ng tin l\u1ed7i th\u1eddi ho\u1eb7c kh\u00f4ng kh\u1edbp. Do \u0111\u00f3, eKYC h\u1ed7 tr\u1ee3 c\u00e1c ng\u00e2n h\u00e0ng trong vi\u1ec7c t\u0103ng c\u01b0\u1eddng b\u1ea3o m\u1eadt h\u1ec7 th\u1ed1ng, gi\u1ea3m thi\u1ec3u gian l\u1eadn tr\u1ef1c tuy\u1ebfn, \u0111\u1ed3ng th\u1eddi duy tr\u00ec ni\u1ec1m tin c\u1ee7a kh\u00e1ch h\u00e0ng.x<\/p>\n\n

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| \u0110\u1ecdc th\u00eam<\/em>: <\/mark><\/strong><\/p>\n\n\n\n